Privacy Policy

1. Introduction

Mintforge Markets ("we", "us", or "our") provides an AI-assisted decision-support platform intended to help freelancers and independent professionals organise and plan their financial allocations. We are committed to protecting the privacy of visitors to our website and users of our services ("you" or "your"). This Policy describes the types of information we may collect, how we use it, who we may share it with, and the choices available to you regarding that information.

By accessing or using our website or services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with any part of this Policy, please do not use our website or services.

2. Information We Collect

We may collect the following categories of information, depending on how you interact with our website and services:

• Information you provide directly — such as your name, email address, phone number, and any details submitted through contact forms, account registration, or correspondence with us.
• Financial and usage information — data you choose to input into the platform for the purpose of generating allocation projections, including income patterns, stated goals, and risk preferences.
• Technical information — IP address, browser type, device identifiers, operating system, referring URLs, and general usage patterns collected automatically when you visit our website.
• Cookies and similar technologies — information collected through cookies, pixels, and similar tracking technologies as described in Section 6 below.
• Communications — records of correspondence if you contact our support or sales channels.

3. How We Use Your Information

We may use the information we collect for purposes including:

• Providing, operating, maintaining, and improving our website and services;
• Generating the projections, visualisations, and recommendations displayed within the platform;
• Responding to inquiries, support requests, and other communications;
• Sending administrative information, updates, and — where you have consented — marketing communications;
• Monitoring and analysing usage trends to improve functionality and user experience;
• Detecting, investigating, and preventing fraudulent, unauthorised, or illegal activity;
• Complying with applicable legal obligations and enforcing our Terms of Service.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing personal data, we rely on one or more of the following: your consent; the necessity of processing to perform a contract with you; our legitimate interests in operating and improving our services, provided those interests are not overridden by your rights; and compliance with legal obligations to which we are subject.

5. Sharing of Information

We do not sell personal information. We may share information in the following circumstances:

• Service providers — third parties that perform functions on our behalf, such as hosting, analytics, customer support, and payment processing, under appropriate confidentiality and data protection terms;
• Legal and compliance — where disclosure is required to comply with applicable law, regulation, legal process, or governmental request;
• Business transfers — in connection with a merger, acquisition, reorganisation, or sale of assets, subject to appropriate safeguards;
• With your consent — in any other circumstance where you have given explicit permission.

6. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to operate core functionality, remember preferences, and analyse site usage. You can control cookies through your browser settings; however, disabling certain cookies may limit functionality of the website. Where required by applicable law, we will request your consent before placing non-essential cookies and will provide mechanisms to manage your preferences.

7. Data Retention

We retain personal information for as long as necessary to fulfil the purposes outlined in this Policy, unless a longer retention period is required or permitted by law. Criteria used to determine retention periods include the duration of our relationship with you, legal and regulatory obligations, and the need to resolve disputes or enforce agreements.

8. Data Security

We implement reasonable technical and organisational measures designed to protect personal information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

9. International Data Transfers

Where information is transferred to, or processed in, a country other than the one in which it was originally collected, we will take appropriate steps to ensure that such transfers comply with applicable data protection laws and that adequate safeguards are in place.

10. Your Rights and Choices

Depending on your jurisdiction, you may have certain rights with respect to your personal information, which may include the right to access, correct, delete, restrict, or object to the processing of your data, as well as the right to data portability and the right to withdraw consent at any time. To exercise any of these rights, please contact us using the details provided on our Contact page. We may need to verify your identity before responding to certain requests.

11. Children's Privacy

Our website and services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us so that we can take appropriate action.

12. Third-Party Links

Our website may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will post the revised Policy on this page and update the "Last updated" date above. We encourage you to review this Policy periodically.